Finance
Auto loans and financing your new ride with AllCars is easy. Apply online and get approved quickly with good, bad, and no credit.
Use our car loan calculator – discover how much you need to budget.
When you’ve found your perfect car – apply for financing at AllCars.
Why Finance with AllCars
Auto loans with AllCars make it easier to get into the vehicle that’s right for you. We have a large network of trusted lenders with competitive rates.
Top Frequently Asked Questions - Auto Loans
Questions
Please chat with us or call us at (888) 820-9666.
Your interest rate is based on your credit score, monthly income, loan amount, and down payment amount for our auto loans.
AllCars offers auto loans for those with good, minimal and poor credit histories. As long as you are 18 or older, make at least $5,000 per year, and have no active bankruptcies.
Yes you can! When you are going through the purchase process on our website you will see this as an option for financing auto loans. Simply provide us the name of the bank, amount of your loan, and our concierge will take it from there.
Yes, as long as you are 18 or older and earn at least $5,000 a year and have no active bankruptcies. AllCars has auto loans for people with good, bad and no credit.
For auto loans at AllCars, we run a simple credit inquiry to view your credit and determine the best possible lenders to work with you. The inquiry will, for most people, make an impact on their credit.
Terms on our loans are good for 45 days from the date you received them. If they expire, or your information changes, you can request new terms by completing another application.
Terms on auto loans are based on your credit history, your individual income, and the price of the vehicle you’re looking at. Since vehicle price is taken into consideration, your terms will vary depending on the vehicle you choose.
Yes, you can increase your down payment, monthly payment, and even pay off your loan early without any penalties or added fees.
Here is a site where you will be able to check your credit score on your own:
Free Credit Report.Com: https://www.freecreditreport.com/